A) For Employed

1) Latest Salary Slip/ Certificate showing statutory deductions
2) Latest Form No. 16 or acknowledged ITR for 1 year


B) For Self - Employed

1) Computation of income for last 2 years certified by C.A.
2) Balance Sheets and Profit & Loss Accounts for last 2 years certified by C.A.
3) Copies of IT returns for last 2 years.
4) Bank Statement for last 6 months.

Rate of interest is effective from 1st Oct, 2004

 
EMI for a Loan of Rs. 1 Lac
Terms of Loan
RATE OF INTEREST
Years
7.50*
8.00**
5
2,004
2,028
10
1,188
1,214
15
928
956
20
806
837
 
*Flexible
** Fixed

The above conditions are only indicative and final conditions will be laid out by the financial institutions during sanctioning of loans.