A) For Employed

1) Latest Salary Slip/ Certificate showing all deductions from employer

2) Latest Form No. 16

3) Appointment/ Increment letter from employer for annual benefits to be considered


B) For Self- Employed


1) Balance Sheets and Profit & Loss Accounts of the Business/ profession & Individual.

2) Last three years Income Tax Returns certified by a Chartered Accountant

3) Memorandum/ Articles of Association of companies Partnership deeds for firms.

4) Bankers Letter for account continuity for last one year.

5) Address Proof

6) Qualification

Rate of interest is effective from 1st Oct, 2004

 
EMI for a Loan of Rs. 1 Lac
Terms of Loan
RATE OF INTEREST
Years
7.50*
8.00**
5
2,004
2,028
10
1,187
1,213
15
927
956
20
806
836
  *Flexible
** Fixed

The above conditions are only indicative and final conditions will be laid out by the financial institutions during sanctioning of loans.